• Construction loans

• Home refinancing

• Cash out from your existing mortgage

• Land purchase loans

• Off-grid and unusual property loans

• Energy efficient, green home loans

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DreamSource Financial, formerly SpiritMoney Mortgage Services, is more than just a mortgage company. 

We offer a team of specialists in energy efficiency, healthy home design and renovation, alternative building, permaculture and sustainable development.

We have established a positive reputation and a strong market niche through financing unique properties and situations, frequently obtaining difficult-to-place loans for clients with unusual needs or challenges. Contact us for more information. 

DreamSource was founded by Teresa Lopez in 1997. We are based in Boulder, Colorado and have branch offices in Santa Fe, New Mexico and Ridgway, Colorado. Our 20 years of experience in the mortgage lending business has enabled us to build a team with a solid reputation for efficiently financing a wide range of real estate projects.

The mission of DreamSource is to provide funding mechanisms designed to financially support the process of sustainable real estate development.

Dreamsource Financial has secured financing for unique and unusual properties that other lenders have rejected. Some of our alternative building loans have included off-grid properties, Earthships, domes and strawbale homes. Of course, DreamSource can provide mortgages for standard homes and properties as well.

As a mortgage broker, we work with many different lenders and offer great flexibility and a large selection of loan products. And we have an extraordinary record for getting loans approved quickly!

We offer competitive rates and excellent, personal service.  We’re willing to go the extra mile—or more for you.